Last updated: 21 August 2026

1. Introduction

Welcome to the MLT website at mltch.com (the “Website”).

The Website presents information about MLT as a broader family office and platform, encompassing activities and interests associated with the MLT Foundation, the Swiss corporate entities MLT Capital Research AG and MLT Capital Investments AG, and the founding family behind them.

These Terms of Use (“Terms”) govern your access to and use of the Website. By accessing or using the Website, you acknowledge that you have read, understood and agree to be bound by these Terms.

If you do not agree with these Terms, please do not use the Website.

2. About the Website

The Website provides general information about MLT, including its philanthropic, cultural, artistic, research and investment-related activities, initiatives, interests and perspectives.

MLT is not a single legal entity. Different activities presented on the Website may be undertaken by different entities within the MLT structure, including the MLT Foundation, MLT Capital Research AG and MLT Capital Investments AG.

Nothing on the Website should be interpreted as creating a legal relationship with any particular MLT entity unless expressly stated.

3. No investment or financial advice

The information and materials published on the Website are provided for general informational and educational purposes only.

Nothing on the Website constitutes:

investment advice;
financial or securities advice;
a recommendation to buy, sell, subscribe for or otherwise transact in any security, investment product, company, fund or other asset;
an offer or solicitation to purchase or sell any investment;
a recommendation regarding the suitability or appropriateness of any investment for any particular person;
legal, tax, accounting or other professional advice; or
an invitation to enter into any transaction.

References to companies, securities, investments, markets, sectors, strategies or other financial matters reflect information, research or perspectives available at the relevant time and should not be relied upon as a substitute for independent professional advice.

You should conduct your own research and obtain appropriate professional advice before making any investment or other financial decision.

4. Research and opinions

Certain materials published on the Website may contain research, analysis, commentary, opinions, estimates, projections or other forward-looking statements.

Such materials reflect the views of the relevant author or MLT entity at the time of publication and may change without notice.

Past performance is not indicative of future results. Any forecasts, projections, targets or expectations are inherently uncertain and may not materialise.

We do not guarantee the accuracy, completeness or continuing relevance of any research, analysis, opinion or other information published on the Website.

5. No offer or solicitation

Nothing on the Website constitutes an offer, invitation or solicitation to purchase or subscribe for any security, investment product or other financial instrument.

The availability of information concerning an investment, company, fund, project or other opportunity does not mean that such opportunity is available to you or that MLT is recommending or offering it to you.

Any investment or other transaction with an MLT entity will be governed exclusively by the applicable contractual documentation and terms provided in connection with that transaction.

6. Accuracy and completeness of information

We seek to provide accurate and useful information on the Website. However, we do not warrant that the information is complete, accurate, current or free from errors or omissions.

Information may become outdated, and we are under no obligation to update previously published material.

The Website and its contents are provided on an “as is” and “as available” basis, to the extent permitted by applicable law.

7. Availability of the Website

We do not guarantee that the Website will always be available, uninterrupted, secure or free from errors, viruses or other harmful components.

We may modify, suspend or discontinue the Website, or any part of it, at any time without notice.

We may also restrict access to certain content or parts of the Website where we consider this appropriate.

8. Intellectual property

Unless otherwise stated, the Website and its contents, including text, photographs, images, graphics, logos, designs, documents, publications, videos and other materials, are owned by or licensed to MLT or the relevant rights holder and are protected by applicable intellectual property laws.

You may access and use the Website and its content for your own personal and non-commercial informational purposes.

You may not, without our prior written permission:

reproduce substantial parts of the Website or its content;
publish, distribute or commercially exploit Website content;
modify or create derivative works from Website content;
remove copyright, trademark or other proprietary notices;
systematically download, scrape, reproduce or archive Website content; or
use Website content to create or develop a competing service, publication or database.

Limited quotations or references may be made where permitted by applicable law, provided that the source is appropriately acknowledged and the material is not presented in a misleading manner.

9. Trademarks and names

“MLT”, “MLT Family Office”, the MLT Foundation and the names, logos and identifying marks of the relevant MLT entities are or may be protected names or trademarks.

Nothing in these Terms grants you any licence or right to use such names, logos or marks without prior written permission, except as permitted by applicable law.

10. Links to third-party websites

The Website may contain links to third-party websites, platforms or resources.

These links are provided for convenience and informational purposes only. We do not necessarily endorse, control or monitor third-party websites or their content.

We are not responsible for the availability, accuracy, security, privacy practices or content of third-party websites.

Your use of third-party websites is subject to the terms and policies applicable to those websites.

11. User submissions and communications

If you submit information, materials, ideas, proposals or other content to MLT through the Website or by email, you remain responsible for the content of your submission.

You represent that you have the right to provide the submitted material and that doing so does not knowingly violate any applicable law or third-party rights.

Unless otherwise agreed with you in writing, submitting an idea, proposal or other material does not create any obligation on the part of MLT to review, use, retain, compensate or respond to the submission.

Personal data contained in submissions is processed in accordance with our Privacy Policy.

12. Prohibited uses

You may use the Website only for lawful purposes and in accordance with these Terms.

You must not:

use the Website in violation of applicable law or regulation;
attempt to gain unauthorised access to the Website, its servers or related systems;
interfere with or disrupt the operation or security of the Website;
introduce malicious code, viruses or other harmful material;
use automated systems to access or scrape the Website in a manner that places an unreasonable burden on our systems;
impersonate another person or entity;
use the Website to distribute unlawful, fraudulent, defamatory or otherwise harmful material; or
attempt to circumvent technical measures intended to restrict access to the Website or its content.
13. Privacy

Your use of the Website may involve the processing of personal data.

Our processing of personal data is described in our Privacy Policy, which forms an important part of the framework governing your use of the Website.

Our use of cookies and similar technologies is described separately in our Cookie Policy.

14. Limitation of liability

To the maximum extent permitted by applicable law, MLT and the relevant MLT entities, together with their directors, officers, employees, representatives and service providers, shall not be liable for any direct, indirect, incidental, consequential or other loss or damage arising out of or in connection with:

your use of or inability to use the Website;
reliance on information or materials published on the Website;
errors, omissions or inaccuracies in Website content;
interruptions, delays or unavailability of the Website;
viruses, malware or other harmful components;
third-party websites or services linked from the Website; or
any investment, financial or other decision made on the basis of information obtained through the Website.

Nothing in these Terms excludes or limits liability to the extent that such exclusion or limitation is prohibited by applicable law.

15. Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless the relevant MLT entities and their directors, officers, employees and representatives from claims, liabilities, losses, damages, costs and expenses arising from your unlawful use of the Website, your violation of these Terms, or your infringement of the rights of MLT or any third party.

16. Changes to the Website and these Terms

We may modify, update or discontinue any part of the Website at any time.

We may also amend these Terms from time to time to reflect changes in the Website, our activities, applicable law or other circumstances.

The latest version will be published on the Website and will indicate the date on which it was last updated.

Your continued use of the Website following publication of amended Terms constitutes your acceptance of the updated Terms, to the extent permitted by applicable law.

17. Severability

If any provision of these Terms is held to be invalid, unlawful or unenforceable, that provision shall be interpreted or modified to the minimum extent necessary to make it valid and enforceable, where possible.

The remaining provisions shall remain in full force and effect.

18. No waiver

A failure or delay by MLT in exercising any right or remedy under these Terms shall not constitute a waiver of that right or remedy.

19. Applicable law and jurisdiction

These Terms are governed by the laws of Switzerland, without regard to its conflict-of-law principles.

To the extent permitted by applicable law, the courts of Zurich, Switzerland, shall have exclusive jurisdiction over any dispute arising out of or in connection with these Terms or your use of the Website.

Mandatory statutory rights and jurisdictions that cannot legally be excluded remain unaffected.

20. Contact

If you have any questions regarding these Terms or the Website, please contact MLT through the Contact section of the Website.

MLT
Zurich, Switzerland

Last updated: 21 August 2026